Instore Only

Instore Only

Online Only

Online Only

FINANCE YOUR IN STORE PURCHASE

NO INTEREST

if paid in full within 48 months**

** 48 months special terms apply to qualifying purchases of $4,800.00 or more charged with approved credit. Equal monthly payments are required to initial promo purchase amount divided equally by the number of months in promo period until the purchase is paid in full.

$1,800

OR MORE*

$1,200

OR MORE*

$300

OR MORE*

*6, 12 and 18 months special terms apply to qualifying purchases of $300.00, $1,200 or $1,800 or more respectively charged with approved credit. The interest is deferred during the promotional period and minimum monthly payments are required during the promotional period. To avoid paying interest the entire balance must be paid off in full at the end of the promotional period. 

No interest will be charged on the promo purchase if you pay the promo purchase amount in full within the promotional period. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time. Exclusions may apply. Tax and shipping do not apply towards the minimum purchase requirement.

FINANCE YOUR IN STORE PURCHASE

No Credit Needed

Our approval process boils down to four, simple questions.

1. Income History
Do you have a three-month history with your current source of income?

2. Monthly Income
Do you deposit at least $1,000 into your checking account each month?

3. Checking Account
Has your checking account been open for at least 3 months?

4. Checking Activity
Is your checking account free from NSF's, excessive overdrafts and degative balances?

Flexible Payment Options

Payoff within 3 months and we'll simply close your account for the amount financed.

Payoff anytime after 3 months and save 25% or more on all future payments.

Payoff over 12 months and we'll set up a flexible payment schedule tailored to councide with your payroll dates.

FINANCE YOUR ONLINE PURCHASE

EXTRAORDINARY BENEFITS

The Synchrony HOME Credit Card has additional features

No Interest if paid in Full Within 12 Months*

On purchases of $1,000 made with the Synchrony HOME Credit Card.  Interest will be charged to your account form the purchase date if the promotional purchase is not paid in full 12 Months.  Minimum monthly payments required.

2%

CASH BACK

on purchases under $299 paid as a statement credit.1

6

MONTHS

Promotional Financing
on purchases of $299 or more.2

MORE FEATURES

  • $0 fraud liability
  • No annual fee3
  • Check your balance and pay your bill on the go with the Synchrony HOME mobile app4

JUST CLICK       AT CHECKOUT

Offering instant, personalized financing at checkout

Frequently Asked Questions

  • What happens if I don't qualify for the first offer?

    If you do not qualify for the first offer, you may be presented with a subsequent offer (subject to credit approval) that can be used to complete the purchase. SatisFi from Synchrony works with multiple financing providers to present you with financing solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the financing solution that you choose to complete your purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.
  • Which Financial lenders work with SatisFi from Synchrony?

    SatisFi from Synchrony works with multiple partners. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this offer, you may be presented additional offers from the other lenders, pending credit approval.
  • How do I pay my bill?

    Each financing provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the offer you select.

    Synchrony

    Pay Online:
    Select Manage My Account to set up your online payments.

    Pay By Phone:
    Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909.

    Monday - Friday: 7:30AM - 12:00AM ET
    Saturday: 10:00AM - 7:00PM ET
    Sunday - Closed.

    Pay By Mail:
    To ensure your payment is on time, mail in advance of the payment due date. Send payment to:

    Synchrony Bank
    P.O. Box 960061
    Orlando, FL 32896-0061

    Genesis
    To manage your Genesis account or for more information, please click here


    Katapult - formerly Zibby
    Katapult makes payments easy for consumers in order to help them be successful with their lease agreement. To help ensure this, payments are collected via the card used for initial payment on consumers’ pay days. See Katapult for more details.
  • If I am approved, what happens next?

    You’ll have the opportunity to accept or decline the offer. If you accept the offer, additional information and terms will be provided to you and you can proceed to complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

Frequently Asked Questions

* Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval by Synchrony Bank.

1 Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1 –2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

2 Subject to credit approval by Synchrony Bank. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary. Existing cardholders: See your credit card agreement terms.

3 For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.

4 Data fees may apply.

Lease-To-Own Financing (Katapult): 
Katapult offers lease-to-own financing for purchases up to $3,500, subject to approval by Katapult. Katapult is currently available in 46 states and Washington D.C. and not available in Minnesota, New Jersey, Wisconsin, and Wyoming. Please refer to katapult.com/legal for more details.  

FINANCE YOUR ONLINE PURCHASE

FLEXIBLE PAYMENTS

EASY MONTHLY PAYMENTS

Financing your online purchase cannot be easier with Affirm.  Simply select Affirm Financing as your payment option during checkout.

You get to choose if you want 3, 6 or 12 month financing terms.  Affirm will stay in touch for the remainder of your payments.  Payment method is so flexible; make payments with your debit card, bank transfer or personal check.  A $950 purchase may cost $88.15 for 12 months at 20% APR.

*Rates between 10-30% APR for qualified customers. Subject to credit check and approval. Down payment may be required. Payment amount depends on your purchase amount. Estimated payment amount excludes taxes and shipping fees. Previous purchases are not eligible for offer. Affirm loans made by Cross River Bank, Member FDIC.

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